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Your income OS — built for uneven money

Your income is uneven.
Your clarity doesn't have to be.

RunwayOS turns irregular income into one honest number: how long you're safe, what you can spend today, and what decision protects tomorrow.

  • Built for uneven income
  • Daily safe-spend number
  • Test decisions before you make them
Runway safety stripNext 90 days

Cash today

$32,400

Income due

in 12 days

Safe spend

$43/day

Bills ahead

$7,050

Danger date

in ~5 weeks

At Risk

0–2 mo

Caution

2–4 mo

Safe

4–8 mo

Takeoff

8+ mo

What changes on day one

From anxious guessing to one clear number.

  • Instant clarity

    Your runway number is ready in minutes — no bank connection required.

  • Built for uneven

    Every calculation accounts for income that doesn't arrive on schedule.

  • Decisions that fit

    Test a hire, a purchase, or a slow month before your cash feels it.

Money has timing

Income arrives when it wants. Bills don't care.

RunwayOS maps exactly when money arrives and when it leaves — so you see the gap weeks before it hurts.

Money timing · this weekMon → Fri

Mon

Overdue invoice

Acme · 21 days late

Wed

Client retainer

Confirmed · arriving Fri

Fri

Fixed expenses

Rent, tools, subscriptions

Mon

Tax set-aside

Held before you spend

Daily

Safe spend

Recalculates every morning

Runway snapshot

Everything you need to feel calm about money. One screen.

Open my dashboard

Runway snapshot

You're safe for 4.6 months.

On track
Cash runway · next 6 monthsNext 90 days
SafeProjectedTightening

Cash on hand

$32,400

Personal + business, combined.

Fixed costs / mo

$7,050

Rent, software, payroll.

Income next 30d

$11,400

Retainer, project, course.

At-risk inflow

$2,800

Late invoice — 18 days overdue.

Safe spend

$43/day

62% of weekly budget left

Tax buffer · this month

$8,400 received this month

Yours · 75% Set aside · 25%

Who it's built for

If your income doesn't follow a schedule, neither should your financial tool.

  • Freelancers

    Pain · Clients pay late, never on the day you planned.

    With RunwayOS · Runway adjusts the moment a payment slips.

    Outcome · No more guessing when it's safe to spend.

  • Creators

    Pain · Platform payouts arrive in lumps, not paychecks.

    With RunwayOS · Income forecast weighted by probability.

    Outcome · A daily number you can actually trust.

  • Consultants

    Pain · Retainers end. Projects gap. Cash gets uneven.

    With RunwayOS · Personal + business runway tracked separately.

    Outcome · See the hole before it opens.

  • Founders

    Pain · Burn rate feels different every month.

    With RunwayOS · Live runway updated as assumptions change.

    Outcome · Make hiring decisions with the number, not the gut.

  • Agency owners

    Pain · A big month hides a brutal one two months out.

    With RunwayOS · Bills-ahead timing map with tax buffer built in.

    Outcome · Catch the squeeze a full month early.

Five money controls

Five questions that matter. Five controls that answer them.

  • Runway
    4.6mo→ in 5 wk

    How long does your money last?

    Calculate runway
  • Income

    +$11,400 next 30d

    What income is actually coming in?

    Forecast income
  • Safe Spend

    $43/day

    62% of weekly budget

    What can you spend without risk?

    Find safe spend
  • Tax Buffer

    Set aside

    $2,100 / $8,400

    How much should you hold back?

    Split payment
  • Scenario Room

    If invoice slips

    4.6 mo3.2 mo

    What happens if the plan changes?

    Run scenario

Scenario room

See the outcome before you commit to it.

Test a decision

Before

Risk zone

2.1months

Doing nothing · runway tightens

Cash

$32,400

Burn

$7,050

Safe spend

$28/d

After

Safe zone

6.8months

Decision committed · runway protected

Cash

$32,400

Burn

$7,050

Safe spend

$58/d

What changed?

  • Income moved
    +$3,200
  • Expense delayed
    −$1,800
  • Runway gained
    +4.7 mo

What people say

The number they were looking for was always runway.

  • "I used to check my balance four times a day and still feel anxious. RunwayOS gave me the one number I was actually looking for."

    Maya R. · Freelance designer

  • "When three retainers landed the same week I had no idea what was safe to spend. Now I open RunwayOS and the answer is just there."

    Devon K. · Solo consultant

  • "My income swings by 60% month to month. The runway number holds steady. That steadiness is what I paid for."

    Priya S. · Independent creator

  • "First tool that treats irregular income as the default, not an edge case. My whole team is on it now."

    Marcus L. · Small agency owner

Plans

Start free. Pay when it earns its keep.

No credit card to start. Upgrade when the runway number becomes something you rely on.

Compare plans
  • First runway

    Free

    For trying RunwayOS and building your first manual runway plan.

    $0/forever

    Start free
    • 1 workspace
    • Manual cash and expense inputs
    • Guided starter plan you can clear in one click
    • Personal runway calculation
    • Basic safe spending number
  • Full clarity

    Best for irregular income

    Solo

    For freelancers, creators, consultants, and solo founders managing irregular income.

    $12/mo

    Start Solo
    • Unlimited income items
    • Unlimited expense items
    • Personal + business runway
    • Advanced safe spend calculations
    • Tax buffer planning
  • Multi-stream control

    Studio

    For small agencies, creator teams, and operators managing multiple money streams.

    $29/mo

    Start Studio
    • Multiple workspaces
    • Team member seats
    • Role-based workspace structure
    • Multiple runway plans
    • Advanced scenario comparisons

Return & refund policy

If a paid plan isn't the right fit, contact support within 14 days and we'll review it fairly.

Read the policy

How we built it

Strong opinions about what a money tool should never do.

  • Transparent calculations
  • Your assumptions, your numbers
  • Private by design
  • Zero shame in the product
  • Works without a bank connection
  • Real support, real people

Money Guides

Practical reads for people who earn unpredictably.

All guides

Start today. Free.

Your income is unpredictable. Your runway doesn't have to be.

Your runwayOn track

4.6 months safe